Buy a Vacation Home

We’ll Find the Right Loan to Suit Your Needs

• We have several loan options to help you buy and finance a second home, even with as little as 10% down!
• With Billcutter, you’ll get a low rate and payment. We’ll work with you to find the best mortgage for your budget and to meet your goals for your vacation home.

Most Popular Vacation Home Loans:

• 30-Year Fixed  – Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan.
• 15-Year Fixed– Get the same security of a 30-year fixed rate mortgage, but pay your mortgage off in half the time.
• Pre-Approval – Increase your negotiating power and speed up your closing process by getting pre-approved before you start your home search.

We’ll Match you with a Trusted Real Estate Agent

• Not working with a Agent yet? We’re here to make buying your vacation home easy. This totally free service that matches you with a pre-screened, reliable real estate agent in your area!
• How do they do it? We pre-screen real estate agents in California from a variety of different real estate companies to make sure they’re experienced, reliable and that they’ll put your needs first. Those who pass the test become part of our network.
• One Easy Transaction: Preferred real estate agents will work hand-in-hand with your Loan Officer at Billcutter to eliminate confusing, extra legwork and to ensure hassle-free closing.

A Pre-Approval Gives You More Bargaining Leverage

• A Pre-Approval gives your offer more strength, because your income and assets have been reviewed. Sellers and agents know you’ve got your paperwork together and are ready for approval.
• You and the sellers have peace of mind knowing that this second home is truly in your price range. You won’t waste time looking at homes you can’t afford.
• You’ll close faster. Enjoy that vacation home sooner!

Why Should You Choose Billcutter?

• Low rates and fees.
• Experienced team ready to assist you.
• Streamlined process to get your loan closed fast.
• We offer a $1,000 Best Price Guarantee.