We’ll Find the Right Loan to Suit Your Needs

• We have several loan options to help you buy and finance a second home, even with as little as 10% down!
• With Billcutter, you’ll get a low rate and payment. We’ll work with you to find the best mortgage for your budget and to meet your goals for your vacation home.

Most Popular Vacation Home Loans:

• 30-Year Fixed  – Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan.
• 15-Year Fixed– Get the same security of a 30-year fixed rate mortgage, but pay your mortgage off in half the time.
• Pre-Approval – Increase your negotiating power and speed up your closing process by getting pre-approved before you start your home search.

We’ll Match you with a Trusted Real Estate Agent

• Not working with a Agent yet? We’re here to make buying your vacation home easy. This totally free service that matches you with a pre-screened, reliable real estate agent in your area!
• How do they do it? We pre-screen real estate agents in California from a variety of different real estate companies to make sure they’re experienced, reliable and that they’ll put your needs first. Those who pass the test become part of our network.
• One Easy Transaction: Preferred real estate agents will work hand-in-hand with your Loan Officer at Billcutter to eliminate confusing, extra legwork and to ensure hassle-free closing.

A Pre-Approval Gives You More Bargaining Leverage

• A Pre-Approval gives your offer more strength, because your income and assets have been reviewed. Sellers and agents know you’ve got your paperwork together and are ready for approval. You and the sellers have peace of mind knowing that this second home is truly in your price range. You won’t waste time looking at homes you can’t afford. You’ll close faster. Enjoy that vacation home sooner!

Why Should You Choose Billcutter?

• -Low rates and fees.
• -Experienced team ready to assist you.
• -Average 12-day closing.
• -We offer a $1,000 Best Price Guarantee.