Investment Property

We Make it Easy for You to Invest to Real Estate

• It's always a good time to invest in real estate. We have several investment property loan options with competitive rates and payments to help you keep your money in your pockets.
• We make it easy! With our fast approval and streamlined system, we can close your loan in half the time of most other lenders.
• Whatever your investment goals, we’ll match you with the mortgage that fits your situation and maximizes the return on your investment.

Most Popular Loans for People Buying Investment Homes:

• DSCR Loan - With a DSCR there is no qualifying with your personal income. The property qualifies based on market rents. 
• 30-Year Fixed  – Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan.
• 15-Year Fixed– Get the same security of a 30-year fixed rate mortgage, but pay your mortgage off in half the time.
• Pre-Approval – Increase your negotiating power and speed up your closing process by getting pre-approved before you start your home search.

We’ll Match you with a Trusted Real Estate Agent

• Not working with an Agent yet? We’re here to make buying your investment home. This totally free service that matches you with a pre-screened, reliable real estate agent in your area!
• How do they do it? We pre-screen real estate agents in California from a variety of different real estate companies to make sure they’re experienced, reliable and that they’ll put your needs first. Those who pass the test become part of our network.
• One Easy Transaction: Preferred real estate agents will work hand-in-hand with your Loan Officer at Billcutter to eliminate confusing, extra legwork and to ensure hassle-free closing.

A Pre-Approval Gives You More Bargaining Leverage

• A Pre-Approval gives your offer more strength, because your income and assets have been reviewed. Sellers and agents know you’ve got your paperwork in order and are ready for a smooth closing.
• You and the sellers have peace of mind knowing that this home is truly in your price range. You won’t waste time looking at homes you can’t afford.
• You’ll close faster. Enjoy that investment home sooner!

Why Should You Choose Billcutter?

• Low rates and fees.
• Experienced team ready to assist you.
• Streamlined process to get your loan closed fast.
• We offer a $1,000 Best Price Guarantee.