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We Make it Easy for You to Invest to Real Estate

  • It's always a good time to invest in real estate. We have several investment property loan options with competitive rates and payments to help you keep your money in your pockets.
  • We make it easy! With our fast approval and streamlined system, we can close your loan in half the time of most other lenders.
  • Whatever your investment goals, we’ll match you with the mortgage that fits your situation and maximizes the return on your investment.

Most Popular Loans for People Buying Investment Homes:

  • DSCR Loan - With a DSCR there is no qualifying with your personal income. The property qualifies based on market rents. 
  • 30-Year Fixed  – Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan.
  • 15-Year Fixed– Get the same security of a 30-year fixed rate mortgage, but pay your mortgage off in half the time.
  • Pre-Approval – Increase your negotiating power and speed up your closing process by getting pre-approved before you start your home search.

We’ll Match you with a Trusted Real Estate Agent

  • Not working with an Agent yet? We’re here to make buying your investment home. This totally free service that matches you with a pre-screened, reliable real estate agent in your area!
  • How do they do it? We pre-screen real estate agents in California from a variety of different real estate companies to make sure they’re experienced, reliable and that they’ll put your needs first. Those who pass the test become part of our network.
  • One Easy Transaction: Preferred real estate agents will work hand-in-hand with your Loan Officer at Billcutter to eliminate confusing, extra legwork and to ensure hassle-free closing.

A Pre-Approval Gives You More Bargaining Leverage

  • A Pre-Approval gives your offer more strength, because your income and assets have been reviewed. Sellers and agents know you’ve got your paperwork in order and are ready for a smooth closing. You and the sellers have peace of mind knowing that this home is truly in your price range. You won’t waste time looking at homes you can’t afford. You’ll close faster. Enjoy that investment home sooner!

Why Should You Choose Billcutter?


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