Join Billcutter
Go Independent with Billcutter Mortgage
JOIN OUR TEAM!!!
Billcutter is a full-service mortgage broker that pays the industries highest commission splits to Independent Loan Originators.
Why join Billcutter:
- We close loans via the wholesale channel
- We have some of the BEST commission splits around
- Great wholesale pricing (never lose a loan because of price again)
- No padding to wholesale rates (don't lose loans because of rate)
- Ability to build teams and receive long term residual income
- Fast turn times, our average file is clear to close in 12 calendar days or less
- Commissions are paid out every Friday, direct deposit available
- Inside support to get your questions and scenarios answered
- All in one: Point of Sale (POS), Loan Origination System (LOS) & Pricing Engine (PE) - with ARIVE LOS
- Fully automated processing systems that keep you and your partners in the loop 24/7
- Fun, creative and positive team culture
- Approved with various banks and lenders
- Weekly training and power huddles
- Get paid via 1099 or W2
Who works well in this model:
- Seasoned professionals who already have referral sources established
- MLO’s switching from retail who no longer enjoy losing deals to brokers
- MLO’s switching from retail who realize that since they self-generate their own business, they deserve the highest splits in the industry
- MLO’s who realize that brokers provide as good or better service to their customers
Products and Programs:
- FHA loans (down to 500 FICO)
- VA Loans
- USDA Loans
- Conforming Loans (Fannie & Freddie)
- Non-Conforming/Jumbo Loans
- Multiple down payment assistance programs to choose from
- Non-QM Loans
- Bank Statement Programs (for self-employed)
- DSCR (for real estate investors)
- NO DOC Programs (for investors)
- No Income Doc (on owner occupied homes)
- Private Money Loans
- Hard Money Loans
- Fix and Flip Loans
- Reverse Mortgages
- Home Equity Lines of Credit
- Home Equity Loans
- Manufactured Home Loans
- Mobile Home Financing
- Construction to Permanent Loans
- If there is a product, we either have, or we will put it in place. Just ask.
Processing:
All commissioned based processors who are just as motivated to get your loans closed as you are. Processors call the clients, clear all conditions and get the deal done ahead of schedule.
Compensation will NOT be beat:
- Every Friday is pay day
- Highest Mortgage Loan Originator commission splits
Duties:
- PreQualifying clients
- Gathering docs as needed
- Submitting a complete file
- Working in the field to build your business
Qualifications and skills:
- Must hold either a active California DFPI or DRE NMLS license.
Ready to learn more? Email us at careers@billcutter.com to schedule a call.
Our Approved Lenders