Billcutter - First Time Home Buyers

Become Pre-Approved Before You Shop and Get More Bargaining Power (It’s Free!)

When you get pre-approved, you have a verified approval and an advantage over other buyers that have not pre-approved.
What do you get? You’ll get pre-approved for homes in a certain price range, which will narrow your search and help you find the right home – and, your pre-approval is totally free.
You can also close quicker than other buyers because you already have a head-start on getting approved. For motivated sellers, this can give you just the bargaining power you need.

Not working with an agent yet? We’re here to make buying your first home easy. This totally free service that matches you with a pre-screened, reliable real estate agent in your area!
How do they do it? We pre-screen real estate agents in California from a variety of different real estate companies to make sure they’re experienced, reliable and that they’ll put your needs first. Those who pass the test become part of our network.
One Easy Transaction: Preferred real estate agents will work hand-in-hand with your Loan Officer at Billcutter to eliminate confusing, extra legwork and to ensure hassle-free closing.

Our mortgage programs allow you to buy a home with only as little as 0% down payment! In many cases, that down payment can be a gift from a relative or non-profit organization. Add in up to 6% seller concessions and you could come to the closing table with no money out of pocket! Ask us how!