DSCR Non-QM: No Ratio - No minimum DSCR. A Smart Way to Finance Your Real Estate Portfolio.

BILLCUTTER SPECIALIZES IN DSCR NON-QM FOR INVESTMENT PROPERTIES SUCH AS AIRBNBS

LOANS to $3.5M for DSCR >= 1.0    LOANS TO $3M for DSCR < 1.0

• NO RATIO! (NO minimum DSCR) Limited restrictions.

• No income and no job required

• Condo Hotels

• Airbnb Rentals

• Foreign Nationals

• Transfer appraisals accepted

• Gift funds allowed after 10% from borrowers own funds

• Only 30-days of assets docs. for closing funds and reserves

• First-time investors: Up to 75% LTV

• Cash out can be used to meet reserve requirements

• Only one appraisal required up to $2M

• Closed in Company Name

• 30- and 40-Year Fixed, SOFR ARMS 5/6 & 7/6 with Interest-Only options

• Purchase up to 80% LTV and cash-out up to 75% LTV

• 6-months title seasoning for cash-out